Do you know how much a tonsilectomy costs????? The surgeon's time would cost us $89...OK, not too bad...the hospital portion...$&))! $700!!!!! That would be OUR portion. The total is $3500. I don't understand that really because that's almost twice as much as Tyler's overnight stay. That can't be right can it?
Oh it gets better. In addition we have $150 to $300 deductible depending on when we do it. Plus I don't even know how much the anesthesia would be. So the plan would be to wait until July when we plan for that with Joe's FLEX funds (Cafeteria plan, which I LOVE by the way...except you can't change your election amounts unless someone dies or you have a baby!). But if we do that the kids could have strep two or three more times by then. And it's risky with the economy because I'm not sure what SUU is doing with their benefits. I would bet our deductible will go up or coverage go down in July.
I just can't believe how much the hospital charges. I don't know whether I'm madder about that or the fact that we have to pay so much even with supposedly good insurance.
I'm going on my soapbox here for a minute too...so watch out! The other thing is if we didn't have insurance we could probably get medicaid and have it paid for 100% or get financial assistance from the hospital and not have to pay anything either. Not that we would ever do that. But it just makes me mad. We both work dang hard. Joey took a lower paying job in part because of the benefits. And here we are...looking at nearly two grand by the time it's all said and done for a two hour procedure. On top of which our insurance will pay much more. The healthcare system is messed up. But I don't know what to do about it. So we'll probably just bite the bullet, and pay through the nose hoping for the kids sake it's worth it. We didn't want our credit cards paid off anyway.